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Step 1-4

what state do you live in?

State field is required.

{{siteName}} makes you the Agent

  • Run your own quotes.
  • Decide what’s best for you without having to deal with pushy insurance agents.
  • Virtual agent tools are available to help you choose what life insurance policy is best for you and your family.

Step 2-4

please provide some health background

Sex

Gender field is required.
Date of birth field is required.
Health rate is required.

How to rate your health

Excellent
  • Healthy Weight/BMI
  • No Medical Conditions
  • No Medications
Good
  • Normal Weight
  • Minor pre-existing Medical Conditions
  • Controlled minor medical conditions (HBP/Cholestrol)
Ok
  • Overweight
  • Diabetes
  • Uncontrolled HBP/Cholestrol
Smoke field is required.

How to rate your health

    Excellent

  • Healthy Weight/BMI
  • No Medical Conditions
  • No Medications

    Good

  • Normal Weight
  • Minor pre-existing Medical Conditions
  • Controlled minor medical conditions (HBP/Cholestrol)

    Ok

  • Overweight
  • Diabetes
  • Uncontrolled HBP/Cholestrol

Step 3-4

choose your coverage

Coverage field is required.
Death benefit is required.
First name is required.
Last name is required.
Phone Number is required.
Please specify a valid phone number.
Please check the phone number provided as we are unable to send your OTP verification code.
Email is required.
Enter a valid email.
By submitting this form, you consent to receive email updates, newsletters, and promotional offers from PolicyWand. We value your privacy and will never share your information with third parties. You can unsubscribe at any time by clicking the 'unsubscribe' link in our emails or by contacting us directly. For more information, please review our Privacy Policy.

How to choose your coverage

  • Pick a Death Benefit that will cover your debt and provide your family with an income to sustain their standard of living.
  • Pick a term length that will cover you during your income replacement years.

    Unsure

  • Use our Life Insurance Calculator by clicking here.
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Health condition{{model.rateHealthCondition}}
Death Benefit{{formatCurrency(model.faceAmount)}}
Term Period{{model.termyear}}
Gender{{model.gender == 'M' ? 'Male' : 'Female'}}
DOB{{dob.month}}-{{dob.day}}-{{dob.year}}
Age{{new Date().getFullYear() - dob.year}}
State{{model.state}}

Free Quote Results

Step 4-4

choose your coverage

Death benefit is required.
Coverage field is required.
Payment option is required.

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Select between 2 and 4 carriers for a side-by-side comparison.

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Proceed with Confidence

Applying for life insurance requires the collection of your name and contact information for security and verification purposes. Your mobile phone number and email address allows us the ability to establish two-step-verification in order to protect and secure your personal information. Information collected is strictly used for the purpose of applying and servicing your life insurance needs. {{siteName}} will never sell, share, distribute, or disclose your information to a third party outside of the insurance carrier(s) you are applying with.

Application FAQ's

No, the process of applying is not a commitment to purchase a policy. This process allows the carrier to underwrite your medical and financial history in order to determine your eligibility for coverage. You may stop the process at any time.
Yes, you may change your benefit amount, product type or carrier at any time during the underwriting process. Just let us know if anything changes. You can email us at info@policywand.com with any requested changes.
No, applying is absolutely free. The insurance carrier covers all costs associated with applying even if you decide to stop the process and even if you change your mind about purchasing the policy.

APPLYING FOR LIFE INSURANCE HAS NEVER BEEN EASIER.

Start with answering just answer a few simple questions and you’re on your way…

Get your quotes and decide what type of policy you want. You can even compare quotes to understand what each carrier offers.

Once you’ve selected your preferred quote, you can begin the application process online via our secure application portal.

After submitting your online application, you can see the status of your application in real-time via your PolicyWand secure client portal.

Get Started

Application approval times vary depending on several factors like:

  • the carrier you are applying through
  • their individual underwriting requirements
  • the type of policy you are applying for, and
  • your overall health history

The time it takes to see an approval can vary between a few hours to a few weeks. But rest assured, you’’ll have full access to view the status of your application right here on PolicyWand and our Live Agents are standing by to answer any questions you may have during the process.

Apply online with confidence because applying online is free and there is no obligation to complete the process or to purchase the policy after you have been approved.

Get A Free Quote
Get Live Agent Support for Life Insurance at PolicyWand

How it works

  • Our Virtual Agent Wandy can help you calculate how much death benefit you need.

  • Wandy can help you figure out what type of Life Insurance is right for you and your family.

  • Wandy can evaluate your health history and provide you with accurate quotes.

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Get Quote

Get an instant online Life Insurance quote for the benefit and term amount that best suits your needs.

Get Quote

Apply Online in Minutes

After you choose your plan, you can complete your application online. It’s simple and only takes about 10 minutes.

Apply Now

Get Covered

Our underwriters will review your application. Once approved, your policy can be in-force within a few short days. It’s really that simple!

Get started

Why thousands of americans choose policywand

  • No hassle do-it-yourself online quoting

    Quote your own policy based on your needs without having to deal with pushy insurance agents.

  • "Salaried" licensed agents are here to help

    Our agents aren’t paid commission and are available to help you with any questions you may have.

  • Competitive pricing

    PolicyWand provides you with a wide variety of options to best meet your needs and we work with America’s top insurance carriers to ensure you get the best value for your money.

  • Backed by "A" or better rated carriers

    We work with Ameritas, CoreBridge, John Hancock, Mutual of Omaha, Protective, Securian Financial, and SBLI to name a few so we can offer you the very best life insurance available to you.

  • Fast and easy online application process

    The application process is 100% online making the purchasing process simple and transparent.

  • 100% satisfaction guaranteed

    If for any reason you are not satisfied with your coverage or if you simply change your mind within the first 30 days, your money will be refunded in full. After 30 days, you can cancel your policy at any time without any extra fees.